Cashed Up – FBCA – Take Charge Of Your Spending

This learner has fulfilled all learning and assessment material requirements and completed this course. At the end of this course, this learner was able to: Choose appropriate budgeting resources to suit their personal situation; understand why an emergency fund is an essential component of any budget or money management plan; apply positive money habits to their personal financial behaviours; apply smart spending strategies; apply smart and secure online shopping strategies to their personal financial behaviours; implement effective strategies to avoid spending scams; understand the steps to take if they are caught in a scam; recognise different types of credit; understand the difference between credit scores and credit reports; understand the difference between good and bad debt; understand the steps to take if they are struggling with debt.