Module 9: Financial Planning - take charge of your future

Learning Outcomes

Students should be able to:

  • describe the processes of financial planning
  • understand that time, commitment and knowledge are key factors in financial planning
  • recognise the part budgeting, risk management, debt management, and saving and investing play in financial planning for retirement
  • match financial management with personal capabilities and living patterns
  • develop a positive approach to ensuring their personal financial independence

Enduring Understandings

  • Goals in your financial plan should reflect your values.
  • Each financial plan should include short, medium and long term goals which specify what you want to achieve and how.
  • Financial planning is an active, evolutionary process, requiring regular monitoring.
  • Only you can make your financial plan happen.

Power Words

Accumulation
Administration fee
ASIC
Asset
Asset allocation
ASX
ATO
Beneficiary
Capital gain
Co-contribution
Commitment
Commodity
Compulsory contribution
Consolidate
Contribution
CPI
Defensive asset
Dependant
Diversification
Equity
Estate
Dependant
Dividend
Employer contributions
Financial planner
Financial year
Growth fund
Hedging
Index
Inflation
Investment mix
Investment performance
Investment strategy
Life expectancy
Lifestyle
Lump sum
Member benefit statement
OTE
Personal contribution
Preservation
Retirement
Risk management
Salary sacrifice
SMSF
Spouse
Superannuation
Tax free threshold
Tax strategy
TFN

Download Module 9

Select the topics you want and click 'Download' at the bottom of the list. Everything is separated into individual PDF files so you can print, email or distribute as much or as little as you need.

All topics
Module Overview & Curriculum Mapping
Superannuation – why do we need it?
The reality shock – what would I have done?
Funding superannuation – why should I do it?
Superannuation – what do I need to do?
Download

If you would like all of the topics in this module, including teacher notes and student worksheets in one combined PDF, click "Download Complete Module".

Download Complete Module